{"product_id":"commercial-lending-procedures","title":"Commercial Lending Basics","description":"\u003cdiv class=\"ebsi-team-licence-note\"\u003e\u003cp\u003e\u003cstrong\u003eBuying for a team?\u003c\/strong\u003e\u003cbr\u003eChoose 5 or 10 licences to purchase access for multiple learners at a reduced per-person rate. After purchase, eBSI will contact you to confirm the learner details and arrange course access for each participant.\u003c\/p\u003e\u003c\/div\u003e\n\u003c!-- ebsi-sales-wrapper --\u003e\u003cdiv class=\"ebsi-sales-wrapper\"\u003e\n\u003cp\u003e\u003cstrong\u003eDevelop practical knowledge and confidence in Commercial Lending Basics.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis course will introduce the learner to skills and standards necessary to be a successful commercial lender. The course will familiarize the learner with aspects of commercial lending, such as the types of businesses, commercial loans, and collateral involved in commercial lending, in addition to common commercial loan products. After completing this program the learner will understand:\u003c\/p\u003e\n\u003ch3\u003eWhy this course matters\u003c\/h3\u003e\n\u003cp\u003eThis course turns the subject into practical, structured learning you can apply in real business and workplace situations. It is designed to help you move beyond definitions and understand how the ideas, tools and decisions covered in the course fit together.\u003c\/p\u003e\n\u003ch3\u003eWhat you will gain\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBuild a practical understanding of the key concepts covered in Commercial Lending Basics.\u003c\/li\u003e\n\u003cli\u003eRecognise where the topic applies in real workplace or business situations.\u003c\/li\u003e\n\u003cli\u003eApply the methods and good-practice approaches covered in the course with greater confidence.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho is this course for?\u003c\/h3\u003e\n\u003cp\u003eThis course is suitable for professionals, managers, business owners and learners who want practical knowledge they can apply in real workplace situations.\u003c\/p\u003e\n\u003ch3\u003eCourse at a glance\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStudy time:\u003c\/strong\u003e approximately 2 hours.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e self-paced online learning.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProfessional development:\u003c\/strong\u003e CPD course.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eCourse Description\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eSeat Time: 2.25hrs - Desc:\u003c\/p\u003e\n\u003cp\u003eThis course will introduce the learner to skills and standards necessary to be a successful commercial lender. The course will familiarize the learner with aspects of commercial lending, such as the types of businesses, commercial loans, and collateral involved in commercial lending, in addition to common commercial loan products. After completing this program the learner will understand:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eHow to maintain confidentiality as a commercial lender.\u003c\/li\u003e\n\u003cli\u003eHow to analyze financial information as it relates to commercial lending.\u003c\/li\u003e\n\u003cli\u003eThe various loan products offered to businesses.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cul\u003e\u003c\/ul\u003e\n\u003cul\u003e\u003c\/ul\u003e\n\u003cul\u003e\u003c\/ul\u003e\n\u003cul\u003e\u003c\/ul\u003e\n\u003cul\u003e\u003c\/ul\u003e\n\u003cul style=\"padding: 0px; margin: 0px 0px 15px 20px; color: #686868; font-family: lora, Verdana, Helvetica, Arial, sans-serif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"\u003e\u003c\/ul\u003e\n\u003ch5\u003e\u003cu\u003e\u003cstrong\u003eCourse Topics\u003c\/strong\u003e\u003c\/u\u003e\u003c\/h5\u003e\n\u003cp\u003e\u003cstrong\u003eT1. Commercial Lending Skills:\u003c\/strong\u003e This topic will define \"commercial lending\", and offer information about important skills to succeeding as a commercial lender, such as product knowledge and sales ability.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT2. Commercial Lending Standards:\u003c\/strong\u003e This topic will emphasize the importance of the commercial lender position, particularly in aspects such as attendance, professionalism, compliance, accuracy, and service in person or on the phone.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT3. Handling Confidentiality:\u003c\/strong\u003e This topic will encourage the understanding of confidentiality as part of the professionalism of a commercial lender, with a focus on the security of customer and co-worker information.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT4. Types of Businesses:\u003c\/strong\u003e This topic will explain the definition of a business, the various types of businesses, and their applications in the world.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT5. Types of Commercial Loans:\u003c\/strong\u003e This topic will discuss the five types of commercial loans, including examples and real-world applications for commercial lenders.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT6. Types of Collateral:\u003c\/strong\u003e This topic will detail the various types of collateral, including endorser, real estate, savings, and more.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT7. Collateral is Secondary:\u003c\/strong\u003e This topic will explain the four reasons that a financial institution is reluctant to repossess collateral, with further information about additional requirements and bankruptcy.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT8. Financial Information Basics:\u003c\/strong\u003e This topic will introduce the learner to the process of analyzing financial information, including the examination of information provided on 1040s, personal statements, balance sheets, income statements, and more.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT9. Commercial Loan Products:\u003c\/strong\u003e This topic will expound upon additional loan products offered to businesses, such as working Lines of Credit, equipment financing, leases, and various loans, with examples for each.\u003c\/p\u003e\n\u003c!-- ebsi-cross-sell --\u003e\u003cdiv class=\"ebsi-cross-sell\"\u003e\n\u003ch3\u003eContinue your learning\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003ePart of this learning pathway:\u003c\/strong\u003e \u003ca href=\"\/collections\/bankers-academy-banking-financial\"\u003eBanking \u0026amp; Finance\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLearners also take:\u003c\/strong\u003e \u003ca href=\"\/products\/commercial-lending-basics\"\u003eCommercial Lending Fraud\u003c\/a\u003e  |  \u003ca href=\"\/products\/commercial-lending-procedures-1\"\u003eCommercial Lending Procedures\u003c\/a\u003e  |  \u003ca href=\"\/products\/consumer-lending-basics\"\u003eConsumer Lending Basics\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c!-- ebsi-academy-breadcrumb --\u003e\n\u003chr\u003e\u003cdiv class=\"ebsi-course-pathway\"\u003e\n\u003cp\u003e\u003cstrong\u003eCourse pathway:\u003c\/strong\u003e \u003ca href=\"\/pages\/welcome-to-ebsi-banking-academy\"\u003eeBSI Banking Academy\u003c\/a\u003e \u0026gt; \u003ca href=\"\/collections\/bankers-academy-banking-financial\"\u003eBanking \u0026amp; Finance\u003c\/a\u003e \u0026gt; Commercial Lending Basics\u003c\/p\u003e\n\u003cp\u003eExplore more \u003ca href=\"\/collections\/bankers-academy-banking-financial\"\u003eBanking \u0026amp; Finance\u003c\/a\u003e training or return to the \u003ca href=\"\/pages\/welcome-to-ebsi-banking-academy\"\u003eeBSI Banking Academy\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Bankers Academy","offers":[{"title":"Individual Licence (EUR 60)","offer_id":40899769925810,"sku":"BA-186","price":66.0,"currency_code":"USD","in_stock":true},{"title":"5 Licences (EUR 50 each)","offer_id":59260504703324,"sku":null,"price":275.0,"currency_code":"USD","in_stock":true},{"title":"10 Licences (EUR 40 each)","offer_id":59260504736092,"sku":null,"price":440.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0077\/7604\/3071\/products\/BA-186CommercialLendingBasicsCOVER_0df785fa-3a72-4277-b79b-28d880558f71.png?v=1633306145","url":"https:\/\/www.ebsiamericas.com\/products\/commercial-lending-procedures","provider":"eBSI Export Academy","version":"1.0","type":"link"}