{"product_id":"fair-lending","title":"Fair Lending","description":"\u003cdiv class=\"ebsi-team-licence-note\"\u003e\u003cp\u003e\u003cstrong\u003eBuying for a team?\u003c\/strong\u003e\u003cbr\u003eChoose 5 or 10 licences to purchase access for multiple learners at a reduced per-person rate. After purchase, eBSI will contact you to confirm the learner details and arrange course access for each participant.\u003c\/p\u003e\u003c\/div\u003e\n\u003c!-- ebsi-sales-wrapper --\u003e\u003cdiv class=\"ebsi-sales-wrapper\"\u003e\n\u003cp\u003e\u003cstrong\u003eDevelop practical knowledge and confidence in Fair Lending.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis course will educate the learner on fair lending procedures and regulations. This course will also discuss marketing and advertising, and the interview process for loans. After completing this program, the learner will be able to:\u003c\/p\u003e\n\u003ch3\u003eWhy this course matters\u003c\/h3\u003e\n\u003cp\u003eThis course turns the subject into practical, structured learning you can apply in real business and workplace situations. It is designed to help you move beyond definitions and understand how the ideas, tools and decisions covered in the course fit together.\u003c\/p\u003e\n\u003ch3\u003eWhat you will gain\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBuild a practical understanding of the key concepts covered in Fair Lending.\u003c\/li\u003e\n\u003cli\u003eRecognise where the topic applies in real workplace or business situations.\u003c\/li\u003e\n\u003cli\u003eApply the methods and good-practice approaches covered in the course with greater confidence.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho is this course for?\u003c\/h3\u003e\n\u003cp\u003eThis course is suitable for professionals, managers, business owners and learners who want practical knowledge they can apply in real workplace situations.\u003c\/p\u003e\n\u003ch3\u003eCourse at a glance\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStudy time:\u003c\/strong\u003e approximately 3 hours.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e self-paced online learning.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProfessional development:\u003c\/strong\u003e CPD course.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cu\u003e\u003cstrong\u003eCourse Outline\u003c\/strong\u003e\u003c\/u\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eSeat Time: 3hrs \u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eThis course will educate the learner on fair lending procedures and regulations. This course will also discuss marketing and advertising, and the interview process for loans. After completing this program, the learner will be able to:\u003c\/p\u003e\n\u003cul data-mce-fragment=\"1\"\u003e\n\u003cli data-mce-fragment=\"1\"\u003eInform consumers of the appraisal, interview, and underwriting process.\u003c\/li\u003e\n\u003cli data-mce-fragment=\"1\"\u003eAdhere to federal regulations surrounding fair lending.\u003c\/li\u003e\n\u003cli data-mce-fragment=\"1\"\u003eUnderstand requirements for taking credit applications and evaluations.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cu\u003e\u003cstrong\u003eCourse Topics\u003c\/strong\u003e\u003c\/u\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT1. Fair Lending:\u003c\/strong\u003e This topic will define fair lending and will provide the learner with procedures for understanding and complying with fair lending and how to identify and prevent the different types of discrimination.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT2. Fair Housing Act:\u003c\/strong\u003e This topic will familiarize the learner with the Fair Housing Act (FHA) and its basic requirements regarding fair treatment of inquiries, underwriting standards, and equal housing opportunity\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT3. Marketing and Advertising:\u003c\/strong\u003e This topic will focus on fair marketing and advertising procedures by defining the marketing function and familiarizing the learner with prohibited activities.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT4. Homeowners Protection Act (HPA): \u003c\/strong\u003eThis topic will familiarize the learner with several aspect of the Homeowner's Protection Act, including, but not limited to, private mortgage insurance, borrower requested cancellation, and automatic termination.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT5. HPA Disclosure and Notice Requirements:\u003c\/strong\u003e This topic will familiarize the learner with disclosure and notice requirements for multiple types of mortgage transactions, in addition to notifications of termination dates.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT6. ECOA:\u003c\/strong\u003e This topic will define the Equal Credit Opportunity Act (ECOA) and will provide the learner with requirements for taking credit applications and evaluations, extending credit, and information monitoring.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT7. Appraisals:\u003c\/strong\u003e This topic will familiarize the learner with appraisals, including applicant notifications, written requests, and copies of the appraisal.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT8. Interview Process:\u003c\/strong\u003e This topic will familiarize the learner with the interview process by defining pre-approvals and differentiating between prohibited and acceptable information requests.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT9. Underwriting:\u003c\/strong\u003e This topic will familiarize the learner with underwriting by providing lists and explanations of essential considerations, prohibited activities, and any difficulties that an underwriter may face.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT10. Notification of Action Taken:\u003c\/strong\u003e This topic will familiarize the learner with the requirements for notifying applicants when actions have been taken regarding their loan applications, included are instructions for small and large business loans.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT11. Fair Debt Collection Practices Act:\u003c\/strong\u003e This topic will define the Fair Debt Collection Practices Act and will familiarize the learner with its various aspects, including communication with third parties and consumers, consumer notifications, and unfair practices.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT12. Third-Party Relationship Management:\u003c\/strong\u003e This topic will discuss the necessity of third-party oversight, particularly in accordance with Consumer Financial Protection Bureau (CFPB) regulatory requirements, and will explore key points of a financial institution's vendor management program.\u003c\/p\u003e\n\u003c!-- ebsi-cross-sell --\u003e\u003cdiv class=\"ebsi-cross-sell\"\u003e\n\u003ch3\u003eContinue your learning\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003ePart of this learning pathway:\u003c\/strong\u003e \u003ca href=\"\/collections\/bankers-academy-compliance-regulatory\"\u003eCompliance \u0026amp; Regulatory\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c!-- ebsi-academy-breadcrumb --\u003e\n\u003chr\u003e\u003cdiv class=\"ebsi-course-pathway\"\u003e\n\u003cp\u003e\u003cstrong\u003eCourse pathway:\u003c\/strong\u003e \u003ca href=\"\/pages\/welcome-to-ebsi-banking-academy\"\u003eeBSI Banking Academy\u003c\/a\u003e \u0026gt; \u003ca href=\"\/collections\/bankers-academy-compliance-regulatory\"\u003eCompliance \u0026amp; Regulatory\u003c\/a\u003e \u0026gt; Fair Lending\u003c\/p\u003e\n\u003cp\u003eExplore more \u003ca href=\"\/collections\/bankers-academy-compliance-regulatory\"\u003eCompliance \u0026amp; Regulatory\u003c\/a\u003e training or return to the \u003ca href=\"\/pages\/welcome-to-ebsi-banking-academy\"\u003eeBSI Banking Academy\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Bankers Academy","offers":[{"title":"Individual Licence (EUR 60)","offer_id":40123022999730,"sku":"BA-100","price":66.0,"currency_code":"USD","in_stock":true},{"title":"5 Licences (EUR 50 each)","offer_id":59260498968924,"sku":null,"price":275.0,"currency_code":"USD","in_stock":true},{"title":"10 Licences (EUR 40 each)","offer_id":59260499001692,"sku":null,"price":440.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0077\/7604\/3071\/products\/BA-100Fair_LendingCOVER.png?v=1622045521","url":"https:\/\/www.ebsiamericas.com\/products\/fair-lending","provider":"eBSI Export Academy","version":"1.0","type":"link"}