{"product_id":"managing-personal-finances","title":"Managing Personal Finances","description":"\u003cdiv class=\"ebsi-team-licence-note\"\u003e\u003cp\u003e\u003cstrong\u003eBuying for a team?\u003c\/strong\u003e\u003cbr\u003eChoose 5 or 10 licences to purchase access for multiple learners at a reduced per-person rate. After purchase, eBSI will contact you to confirm the learner details and arrange course access for each participant.\u003c\/p\u003e\u003c\/div\u003e\n\u003c!-- ebsi-sales-wrapper --\u003e\u003cdiv class=\"ebsi-sales-wrapper\"\u003e\n\u003cp\u003e\u003cstrong\u003eDevelop practical knowledge and confidence in Managing Personal Finances.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eFor many people, finances are an unsolvable Rubik's cube filled with anxiety. We don’t teach children when they are young the value of a good credit score. Many people have a hard time formatting and sticking to a budget. You can easily solve the finance puzzle with a little hard work, self-control, and the right tools. Today is a new day; you are taking the first steps to reclaiming your financial freedom.\u003c\/p\u003e\n\u003ch3\u003eWhy this course matters\u003c\/h3\u003e\n\u003cp\u003eThis course turns the subject into practical, structured learning you can apply in real business and workplace situations. It is designed to help you move beyond definitions and understand how the ideas, tools and decisions covered in the course fit together.\u003c\/p\u003e\n\u003ch3\u003eWhat you will gain\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eUnderstand the core principles and practical approaches covered in Managing Personal Finances.\u003c\/li\u003e\n\u003cli\u003eRecognise situations where those approaches can improve workplace decisions or performance.\u003c\/li\u003e\n\u003cli\u003eApply the course ideas more confidently in day-to-day professional situations.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho is this course for?\u003c\/h3\u003e\n\u003cp\u003eThis course is suitable for business professionals, administrators, managers and learners who want practical workplace skills they can apply immediately.\u003c\/p\u003e\n\u003ch3\u003eCourse at a glance\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e self-paced online learning.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProfessional development:\u003c\/strong\u003e CPD course.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cp class=\"ng-scope\"\u003eFor many people, finances are an unsolvable Rubik's cube filled with anxiety. We don’t teach children when they are young the value of a good credit score. Many people have a hard time formatting and sticking to a budget. You can easily solve the finance puzzle with a little hard work, self-control, and the right tools. Today is a new day; you are taking the first steps to reclaiming your financial freedom.\u003c\/p\u003e\n\u003cp class=\"ng-scope\"\u003eMost people know that a map can tell them how to get from point A to point B. A well developed budget is just like a map as it helps you reach your financial goals. You start at point A, and the budget helps you go the distance get to point B. And with our Managing Personal Finances course, participants will learn how to budget, and create a plan for their future.\u003c\/p\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cspan\u003eCompleting this course will confer 2 CPD Credits towards internationally recognised \u003c\/span\u003e\u003cstrong\u003eContinuous Professional Development\u003c\/strong\u003e\u003cspan\u003e Requirements within organisations operating this kind of staff development methodology.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp class=\"ng-scope\"\u003e \u003c\/p\u003e\n\u003ch5 class=\"ng-scope\"\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eCourse Outline\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h5\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule One: Getting Started\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Two: The Benefits of Budgeting\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003eGetting Rid of Debt\u003c\/li\u003e\n\u003cli\u003eGenerating Savings\u003c\/li\u003e\n\u003cli\u003eReducing Stress and Anxiety\u003c\/li\u003e\n\u003cli\u003eLessening Family Conflicts\u003c\/li\u003e\n\u003cli\u003eCase Study\u003c\/li\u003e\n\u003cli\u003eReview Questions\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Three: What to Consider Before Creating a Budget\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003eUnderstand Your Income\u003c\/li\u003e\n\u003cli\u003eDetermine a Budget Duration\u003c\/li\u003e\n\u003cli\u003eDetermine Expenses\u003c\/li\u003e\n\u003cli\u003eTrack What's Being Spent\u003c\/li\u003e\n\u003cli\u003eCase Study\u003c\/li\u003e\n\u003cli\u003eReview Questions\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Four: Types of Fixed Personal Expenses\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003eUtility Bills\u003c\/li\u003e\n\u003cli\u003eHousing Bills\u003c\/li\u003e\n\u003cli\u003eTransportation\u003c\/li\u003e\n\u003cli\u003eDebt Payments\u003c\/li\u003e\n\u003cli\u003eCase Study\u003c\/li\u003e\n\u003cli\u003eReview Questions\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Five: Types of Fluctuating Personal Expenses\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003ePersonal Care\u003c\/li\u003e\n\u003cli\u003eEntertainment\u003c\/li\u003e\n\u003cli\u003eEating Out\u003c\/li\u003e\n\u003cli\u003eCase Study\u003c\/li\u003e\n\u003cli\u003eReview Questions\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Six: Establish Your Goals\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003eShort Term vs Long Term\u003c\/li\u003e\n\u003cli\u003eBe Realistic\u003c\/li\u003e\n\u003cli\u003eActually Get Rid of Debt\u003c\/li\u003e\n\u003cli\u003eSave for the Future\u003c\/li\u003e\n\u003cli\u003eCase Study\u003c\/li\u003e\n\u003cli\u003eReview Questions\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Seven: Determine Where Cuts Can Be Made     \u003c\/strong\u003e   \u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003eCut Bad Habits  \u003c\/li\u003e\n\u003cli\u003eDecrease Transportation Costs \u003c\/li\u003e\n\u003cli\u003eReduce Utility Bills          \u003c\/li\u003e\n\u003cli\u003eDecrease Entertainment Expenses         \u003c\/li\u003e\n\u003cli\u003eCase Study         \u003c\/li\u003e\n\u003cli\u003eReview Questions              \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Eight: Tools  \u003c\/strong\u003e   \u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003eSoftware            \u003c\/li\u003e\n\u003cli\u003ePhone Applications        \u003c\/li\u003e\n\u003cli\u003eThe Envelope System   \u003c\/li\u003e\n\u003cli\u003eExpenditure Notebook\u003c\/li\u003e\n\u003cli\u003eCase Study         \u003c\/li\u003e\n\u003cli\u003eReview Questions           \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Nine: Stick With Your Budget\u003c\/strong\u003e    \u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003eUse Cash for Weekly Allowance               \u003c\/li\u003e\n\u003cli\u003eAccountability to Family or Friends          \u003c\/li\u003e\n\u003cli\u003eSet Up a Different Account for Savings  \u003c\/li\u003e\n\u003cli\u003eRemind Self of Benefit to Sticking with Budget  \u003c\/li\u003e\n\u003cli\u003eCase Study         \u003c\/li\u003e\n\u003cli\u003eReview Questions              \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Ten: Additional Ways to Make Money  \u003c\/strong\u003e\u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003eMake and Sell Items      \u003c\/li\u003e\n\u003cli\u003eSell Unused Items          \u003c\/li\u003e\n\u003cli\u003eSmall Part-Time Job       \u003c\/li\u003e\n\u003cli\u003eRecycle for Money         \u003c\/li\u003e\n\u003cli\u003eCase Study         \u003c\/li\u003e\n\u003cli\u003eReview Questions               \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"ng-scope\"\u003e\u003cstrong\u003eModule Eleven: Paying Off Debt    \u003c\/strong\u003e  \u003c\/p\u003e\n\u003cul class=\"ng-scope\"\u003e\n\u003cli\u003eGet Three Credit Reports            \u003c\/li\u003e\n\u003cli\u003eStart with Small Stuff and Work Your Way Up     \u003c\/li\u003e\n\u003cli\u003eCredit Card Hacks            \u003c\/li\u003e\n\u003cli\u003eInvestigate Student Loan Repayment or Consolidation Options \u003c\/li\u003e\n\u003cli\u003eCase Study         \u003c\/li\u003e\n\u003cli\u003eReview Questions \u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c!-- ebsi-cross-sell --\u003e\u003cdiv class=\"ebsi-cross-sell\"\u003e\n\u003ch3\u003eContinue your learning\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003ePart of this learning pathway:\u003c\/strong\u003e \u003ca href=\"\/collections\/personal-development\"\u003ePersonal Development\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLearners also take:\u003c\/strong\u003e \u003ca href=\"\/products\/personal-productivity\"\u003ePersonal Productivity\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c!-- ebsi-academy-breadcrumb --\u003e\n\u003chr\u003e\u003cdiv class=\"ebsi-course-pathway\"\u003e\n\u003cp\u003e\u003cstrong\u003eCourse pathway:\u003c\/strong\u003e \u003ca href=\"\/pages\/welcome-to-ebsi-sme-academy\"\u003eeBSI SME Academy\u003c\/a\u003e \u0026gt; \u003ca href=\"\/collections\/personal-development\"\u003ePersonal Development\u003c\/a\u003e \u0026gt; Managing Personal Finances\u003c\/p\u003e\n\u003cp\u003eExplore more \u003ca href=\"\/collections\/personal-development\"\u003ePersonal Development\u003c\/a\u003e training or return to the \u003ca href=\"\/pages\/welcome-to-ebsi-sme-academy\"\u003eeBSI SME Academy\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"eBSI Export Academy","offers":[{"title":"Individual Licence (EUR 40)","offer_id":14359843340351,"sku":"SSLU067","price":44.0,"currency_code":"USD","in_stock":true},{"title":"5 Licences (EUR 35 each)","offer_id":59260631056732,"sku":null,"price":193.0,"currency_code":"USD","in_stock":true},{"title":"10 Licences (EUR 30 each)","offer_id":59260631089500,"sku":null,"price":330.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0077\/7604\/3071\/products\/SSLU067_Managing_Personal_Finances_1.png?v=1590011925","url":"https:\/\/www.ebsiamericas.com\/products\/managing-personal-finances","provider":"eBSI Export Academy","version":"1.0","type":"link"}