{"product_id":"mortgage-loan-products","title":"Mortgage Loan Products","description":"\u003cdiv class=\"ebsi-team-licence-note\"\u003e\u003cp\u003e\u003cstrong\u003eBuying for a team?\u003c\/strong\u003e\u003cbr\u003eChoose 5 or 10 licences to purchase access for multiple learners at a reduced per-person rate. After purchase, eBSI will contact you to confirm the learner details and arrange course access for each participant.\u003c\/p\u003e\u003c\/div\u003e\n\u003c!-- ebsi-sales-wrapper --\u003e\u003cdiv class=\"ebsi-sales-wrapper\"\u003e\n\u003cp\u003e\u003cstrong\u003eDevelop practical knowledge and confidence in Mortgage Loan Products.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThis course will introduce the learner to fixed rate mortgages (FRMs) and teach the learner about Adjustable Rate Mortgages (ARMs). The course will also provide the learner with an overview of the nature and risks of jumbo loans. After completing this program, the learner will have a strong understanding of:\u003c\/p\u003e\n\u003ch3\u003eWhy this course matters\u003c\/h3\u003e\n\u003cp\u003eThis course turns the subject into practical, structured learning you can apply in real business and workplace situations. It is designed to help you move beyond definitions and understand how the ideas, tools and decisions covered in the course fit together.\u003c\/p\u003e\n\u003ch3\u003eWhat you will gain\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eBuild a practical understanding of the key concepts covered in Mortgage Loan Products.\u003c\/li\u003e\n\u003cli\u003eRecognise where the topic applies in real workplace or business situations.\u003c\/li\u003e\n\u003cli\u003eApply the methods and good-practice approaches covered in the course with greater confidence.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho is this course for?\u003c\/h3\u003e\n\u003cp\u003eThis course is suitable for professionals, managers, business owners and learners who want practical knowledge they can apply in real workplace situations.\u003c\/p\u003e\n\u003ch3\u003eCourse at a glance\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStudy time:\u003c\/strong\u003e approximately 2 hours.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFormat:\u003c\/strong\u003e self-paced online learning.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProfessional development:\u003c\/strong\u003e CPD course.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cspan style=\"text-decoration: underline;\"\u003e\u003cstrong\u003eCourse Description\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003eSeat Time: 1.5hrs - Desc:\u003c\/p\u003e\n\u003cp\u003eThis course will introduce the learner to fixed rate mortgages (FRMs) and teach the learner about Adjustable Rate Mortgages (ARMs). The course will also provide the learner with an overview of the nature and risks of jumbo loans. After completing this program, the learner will have a strong understanding of:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eConforming loans.\u003c\/li\u003e\n\u003cli\u003eFederal Housing Administration (FHA) loans.\u003c\/li\u003e\n\u003cli\u003eVeterans Affairs (VA) loans.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cul\u003e\u003c\/ul\u003e\n\u003cul\u003e\u003c\/ul\u003e\n\u003cul style=\"padding: 0px; margin: 0px 0px 15px 20px; color: #686868; font-family: lora, Verdana, Helvetica, Arial, sans-serif; font-size: 14px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;\"\u003e\u003c\/ul\u003e\n\u003ch5\u003e\u003cu\u003e\u003cstrong\u003eCourse Topics\u003c\/strong\u003e\u003c\/u\u003e\u003c\/h5\u003e\n\u003cp\u003e\u003cstrong\u003eT1. Fixed Rate Mortgages:\u003c\/strong\u003e This topic will introduce the learner to fixed rate mortgages (FRMs) and will instruct him\/her on the advantages and disadvantages of using FRMs.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT2. Adjustable Rate Mortgages:\u003c\/strong\u003e This topic will teach the learner about Adjustable Rate Mortgages (ARMs), indices, and pricing ARMs so s\/he is prepared to evaluate ARMs for the lender and for the borrower.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT3. Jumbo Loans:\u003c\/strong\u003e This topic will define the term and use of jumbo loans for the learner so that s\/he understands the nature and risks of jumbo loans.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT4. Conforming Loans:\u003c\/strong\u003e This topic will define for the learner the term \"conforming loan\" so that s\/he understands the criteria for conforming loans and the advantages to them.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT5. FHA and VA Loans:\u003c\/strong\u003e This topic will teach the learner about Federal Housing Administration (FHA) loans and Veterans Affairs (VA) loans so s\/he understands why these loans are designed and how eligible areas are designated.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eT6. Other Types of Loans:\u003c\/strong\u003e This topic will teach the learner about the other types of loans, such as balloon mortgages and blanket loans, which s\/he might encounter in the role of a lending officer.\u003c\/p\u003e\n\u003c!-- ebsi-cross-sell --\u003e\u003cdiv class=\"ebsi-cross-sell\"\u003e\n\u003ch3\u003eContinue your learning\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003ePart of this learning pathway:\u003c\/strong\u003e \u003ca href=\"\/collections\/bankers-academy-banking-financial\"\u003eBanking \u0026amp; Finance\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eLearners also take:\u003c\/strong\u003e \u003ca href=\"\/products\/overview-of-mortgage-loan-fraud\"\u003eOverview Of Mortgage Loan Fraud\u003c\/a\u003e  |  \u003ca href=\"\/products\/mortgage-loan-fraud-schemes\"\u003eMortgage Loan Fraud Schemes\u003c\/a\u003e  |  \u003ca href=\"\/products\/overview-of-mortgage-lending\"\u003eOverview of Mortgage Lending\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c!-- ebsi-academy-breadcrumb --\u003e\n\u003chr\u003e\u003cdiv class=\"ebsi-course-pathway\"\u003e\n\u003cp\u003e\u003cstrong\u003eCourse pathway:\u003c\/strong\u003e \u003ca href=\"\/pages\/welcome-to-ebsi-banking-academy\"\u003eeBSI Banking Academy\u003c\/a\u003e \u0026gt; \u003ca href=\"\/collections\/bankers-academy-banking-financial\"\u003eBanking \u0026amp; Finance\u003c\/a\u003e \u0026gt; Mortgage Loan Products\u003c\/p\u003e\n\u003cp\u003eExplore more \u003ca href=\"\/collections\/bankers-academy-banking-financial\"\u003eBanking \u0026amp; Finance\u003c\/a\u003e training or return to the \u003ca href=\"\/pages\/welcome-to-ebsi-banking-academy\"\u003eeBSI Banking Academy\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Bankers Academy","offers":[{"title":"Individual Licence (EUR 60)","offer_id":40981485486258,"sku":"BA-231","price":66.0,"currency_code":"USD","in_stock":true},{"title":"5 Licences (EUR 50 each)","offer_id":59260506767708,"sku":null,"price":275.0,"currency_code":"USD","in_stock":true},{"title":"10 Licences (EUR 40 each)","offer_id":59260506800476,"sku":null,"price":440.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0077\/7604\/3071\/products\/BA-231MortgageLoanProductsCOVER.png?v=1633396219","url":"https:\/\/www.ebsiamericas.com\/products\/mortgage-loan-products","provider":"eBSI Export Academy","version":"1.0","type":"link"}